Finance is the lifeline of any value chain and for Makhana, it’s the key to unlocking scale, quality, and global competitiveness. Session 2 brought together financial institutions, agri-fintech players, and ecosystem leaders to address challenges and opportunities in financing the Makhana sector.

𝐊𝐞𝐲 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬 & 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬: 𝐌𝐢𝐧𝐝𝐬𝐞𝐭 𝐒𝐡𝐢𝐟𝐭 𝐢𝐧 𝐁𝐚𝐧𝐤𝐢𝐧𝐠

“𝑬𝒂𝒓𝒍𝒊𝒆𝒓, 𝒃𝒂𝒏𝒌𝒔 𝒇𝒆𝒂𝒓𝒆𝒅 𝒅𝒆𝒇𝒂𝒖𝒍𝒕𝒔. 𝑻𝒐𝒅𝒂𝒚, 𝒕𝒉𝒆𝒚 𝒔𝒆𝒆 𝒄𝒐𝒎𝒎𝒖𝒏𝒊𝒕𝒊𝒆𝒔 𝒂𝒔 𝒄𝒓𝒆𝒅𝒊𝒕𝒘𝒐𝒓𝒕𝒉𝒚 𝒑𝒂𝒓𝒕𝒏𝒆𝒓𝒔.”

✔ Financial institutions now trust FPC-led aggregation models

✔ New credit products & blended finance structures emerging

✔ Urged investment in capacity building and business models for FPC sustainability

𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬 & 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 𝐟𝐫𝐨𝐦 𝐆𝐫𝐚𝐬𝐬𝐫𝐨𝐨𝐭𝐬

✔ Farmers & small processors still face credit gaps, price volatility, and weak institutional support

✔Localisedd processing units, district-focused financing, and strategic crop planning identified as critical needs

𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 & 𝐌𝐞𝐜𝐡𝐚𝐧𝐢𝐬𝐚𝐭𝐢𝐨𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠

✔ R&D support for mechanisation (harvesting, popping, grading) is essential

✔ Digital tools for procurement and traceability systems can enable financing confidence

𝐇𝐲𝐠𝐢𝐞𝐧𝐞 & 𝐄𝐱𝐩𝐨𝐫𝐭 𝐑𝐞𝐚𝐝𝐢𝐧𝐞𝐬

✔ Village-level popping centers need sanitation and food safety upgrades

✔ Export growth depends on quality, packaging, and compliance financing

𝐁𝐨𝐭𝐭𝐨𝐦 𝐋𝐢𝐧𝐞: Finance is no longer just a support function it’s a strategic driver for value addition, mechanisation, and global positioning of Makhana.

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